Author Insurance renewal  (Read 2627 times)

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  • Offline UniversityBiker

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    Offline UniversityBiker

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    Insurance renewal
    on: Aug 28, 2015, 11.47 am
    Aug 28, 2015, 11.47 am
    Why the FC :172: K has my insurance gone up nearly 20% this year
    Friend of mine that does insurances for a large company said that if anything theirs has gone down this year
    so as I said Why the FC :172: K has my insurance gone up nearly 20% this year

    UB  :230: :230: :230:

  • Offline Dave56   gb

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    Offline Dave56

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    Re: Insurance renewal
    Reply #1 on: Aug 28, 2015, 12.15 pm
    Aug 28, 2015, 12.15 pm
    These days loyalty counts for nothing and it now pays to shop around. Insurance companies are constantly changing there preferred demographic and if you just so happen to fall slightly outside of this they'll sting you.

  • Offline leadfarmer   fr

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    Offline leadfarmer

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    Re: Insurance renewal
    Reply #2 on: Aug 28, 2015, 12.17 pm
    Aug 28, 2015, 12.17 pm
    If you stay with one insurer they will keep creeping up your premium every year, it's easy money and of course by the time you get your renewal notice it's too late or you can't be bothered to start shopping around

    But yes it's somewhat annoying  :232:

  • Offline UniversityBiker

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    Offline UniversityBiker

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    Re: Insurance renewal
    Reply #3 on: Aug 28, 2015, 12.36 pm
    Aug 28, 2015, 12.36 pm
    Tried a bit of "Shopping Around" but seems they are mostly underwritten by the same company.

    Even the pricing ends up with in a nat's wotsit of being the same  BAS :172: RDS

    Was with Bennetts but Carol Nash was the same, Hastings was a bit better but nothing shattering

    UB  :230: :151: :230:

  • Offline Gas_Up_Lets_Go

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    Offline Gas_Up_Lets_Go

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    Re: Insurance renewal
    Reply #4 on: Aug 28, 2015, 12.41 pm
    Aug 28, 2015, 12.41 pm
    *Originally Posted by UniversityBiker [+]
    Why the FC :172: K has my insurance gone up nearly 20% this year

    Not me, mine was nearer 50%  :005:

    I'm with IAM Surety, so I told them it wasn't good enough and come back with a better offer. 

    Then I consulted Alexandr....  there were some significant savings to be had if I shifted insurer.  So, I passed the Meerkat information on to IAM Surety and they matched the lowest quote  :028:


    I did tell them I wasn't happy about the initial quote, and told them in the future I'll just switch, but it was a lot less hassle to stay with them (and TBH the cover is better than my other quotes).  All in all about 10 minutes work to save a hunk of cash.

    Today I received my Car Insurance from IAM Surety, they are only £5 over the lowest quote on the Meerkats, so it looks like they have listened.

  • Offline steve   wales

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    Offline steve

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    Re: Insurance renewal
    Reply #5 on: Aug 28, 2015, 01.07 pm
    Aug 28, 2015, 01.07 pm
    The comparison websites are really good, use them every year for car, bike and house insurance.
    But I never buy my insurance through the website as I find I can get it cheaper by phoning them with the info I have.

  • Offline Dave56   gb

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    Offline Dave56

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    Re: Insurance renewal
    Reply #6 on: Aug 28, 2015, 08.20 pm
    Aug 28, 2015, 08.20 pm
    One thing to bare in mind when shopping round for insurance, while it's fine saving a few quid on the initial premium, the quality of any insurance policy is only ever put to the test once you need to claim, when that £20 saved on the premium suddenly becomes so in-consequential.
    So perhaps the questions that should be asked are with regards to a particular companies claims policy and where possible customer reccomendations.

  • Offline webster

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    Offline webster

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    Re: Insurance renewal
    Reply #7 on: Sep 06, 2015, 08.29 pm
    Sep 06, 2015, 08.29 pm
    Speaking of which

    Check that your vehicle is on th MIB..database...it's free ..as I found out the hard way by an unmarked BMW
    After 30 minutes and many phone calls to the insurance company and by a busy motorway I was free to go
    That put a massive pi55er on my dayout...headed back home after that.....
    It took the MIB almost two days to update the system...dread going out
    I check everytime now

     



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