Well that time of year again when it comes to renewal, in comes the insurance quote from the company I have been with for the last few years, £190 fully comp for the year. Not bad me thinks.
Call them up and say by the way my wife was driving my car earlier this year and reversed into a pole (don't ask, 4 wheel drive BMW with winter tyres on the one day of the year we have snow and she manages to prang it) resulting in a claim.
Anything else they ask, yes my car was parked and someone reversed in to it, they accepted liability and paid for the repair without any bother.
Thanks they say, you are now too high a risk and we will not provide insurance for you, thanks basically for your money the last few years !!!
Feck me, I wasn't even in the car when she pranged it !
Then tried Carole Nash £880
(sorry to international readers but they are a big company in the UK), Bennetts were £450, finally managed to get it for £250
Really pisses me off when you are penalised for other peoples mistakes, and not one involved a motor bike
Any experts out there tell me why I am now a bigger risk than I was last year?
The irony is the car insurance was fekin cheaper this year than last!